Be Wary Of Contractors who say they’ll pay for, or cover your deductible
According the Texas Department of Insurance, it clearly states:
Contractors who say they will waive your deductible might be sending false information to your insurance company about the cost of repairs. That would be fraud. And a contractor who offers to waive your deductible is likely making up the difference by cutting corners or using lower quality products. That can lead to more claims and repairs later.
What should I do if a contractor offers to waive my deductible?
Talk to your insurance company first. You can also report it to the Texas Attorney General’s Consumer Protection Hotline at 800-621-0508. Contractors who illegally waive deductibles could be fined or go to jail.